FAQ:

1. How long does it take to download the account kit?
   You will be able to downlaod your report immidietly after payment!
    
2. Can I trust this bank with my money?
   This is not a small town bank. It is a very big and reputable company with branches all over the US. It is even listed in the New York Stock Exchange (NYSE) with market capitalization of over 7 Billion!
    
3. What is the initial deposit?
   The bank says there is an initial deposit of $1,000 (US). However, you can open the account without any deposit and then add any amount you like. There is no minimum balance after your account has been opened.
    
4. Are there any account fees?
   No fees within your first 12 months, regardless of your deposit amount (even if you only have $5 in your account). After that time your account can stay free of maintenance fees as long as you keep it active.
    
5. Do I need a US tax file number?
   No. NOT even your own country’s tax file number is needed.
    
6. How much can I withdraw per day?
   You can withdraw up to $500 a day using your VISA debit card. You can write a check in any amount (up to your balance). You can wire transfer any amount (up to your balance) to any other bank account.
    
7. Can I withdraw PayPal funds?
   Yes, you can withdraw funds from PayPal and any other account that does ACH (direct transfer). They will be deposited directly into your US bank account without any fees.
    
8. Do I need Bank reference letter?
   No. A photocopy of your passport is all you need. The photocopy does not have to be notarized.
    
9. Will I receive account statements?
   Yes. You can either view them online or have them mailed to you.
    
10. Do I need a US mailing address?
    No. The bank airmails documents and statements internationally.
     
11. Can I use my VISA debit card in any country?
    Yes. You can use your VISA debit card at any ATM. You can also use it wherever VISA is accepted.
     
12. Can I deposit US checks?
    Yes. Just endorse the check and mail it directly to the bank.
     
13. Do I have to make a deposit to get my VISA debit card?
    Initial Deposit of $1,000 only. You can send a check or wire transfer/PayPal your initial deposit after your account is opened (after you received your account number). If you do not make the $1,000 deposit, you won't be able to get the debit card. You do not need to make an initial deposit if you do not want an ATM card. If you wish, you can operate your account with wire transfers, etc. (fully functional) until you want the ATM card and only then make the deposit.
     
14. Can anyone open an account?
    Accounts cannot be opened for people from the following countries: Canada, North Korea, Cuba, Iraq, Iran, Libya, Sudan, Liberia, Sierra Leone, the UNITA faction in Angola, Syria, and Burma.